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Jun 23, 2025 09:00:18 PM

Author name Martha De la chaussee, former IRS Collection Revenue Officer, Mentor to tax professionals, instructor/owner of Tax Representation Training Center

Claiming Vehicle as a Business Expense (Luxury)

✅ Claiming a Luxury Vehicle as a Business Expense: What You Need to Know

For High-Income Business Owners & Professionals Serving Affluent Clients


🚘 Can You Deduct a Luxury Vehicle?

Yes — but only the portion used for actual business.

The IRS allows deductions for vehicles used in business, not just purchased for image, branding, or prestige.


✅ What Counts as Business Use:

  • Driving to and from client meetings, job sites, or events
  • Transportation to vendors, networking functions, conferences
  • Travel between business locations
  • Transporting equipment or documents

📌 Commuting to and from home is NOT deductible.


❌ What Doesn’t Justify a Deduction:

  • "My clients expect me to drive a nice car"
  • “I meet wealthy people, so I need a luxury brand”
  • No mileage log or unclear use


🧾 Your Deduction Options:

Option 1: Standard Mileage

  • Use IRS standard mileage rate (e.g., 67 cents/mile in 2024)
  • Must track all business miles

Option 2: Actual Expenses

  • Deduct fuel, repairs, lease/loan interest, insurance, depreciation (pro-rated for business use)


🛻 Special Rule: Heavy Vehicles

Luxury SUVs/trucks over 6,000 lbs. GVWR may qualify for Section 179 + bonus depreciation, allowing a larger write-off in Year 1.


📋 Compliance Checklist

✅ Item

Requirement

Mileage Log

Document business miles daily or weekly (e.g., MileIQ app or logbook)

Ownership

Vehicle in your or your business’s name

Business Use %

Clearly calculated and documented

Receipts

Keep all related expense records

Proof of Purpose

Maintain calendar or notes for meetings tied to mileage

Entity Structure

Section 179 may vary by LLC, S-Corp, etc. — ask your tax pro

⚠️ Risk Warning:

Overstating business use or using vague “image-based” justifications can lead to IRS audits and denied deductions.


Need Help?

Get a custom strategy for luxury vehicle deductions and IRS compliance.

📞 Call Martha De la Chaussee at 323-344-2294

📞 or Luz Orozco, E.A. at 310-650-4664

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